What is a Funded Forex Account?
A funded forex account allows skilled traders to access a proprietary trading firm’s capital in exchange for a share of the profits. Instead of risking your own money, you pass an evaluation phase to prove your trading ability. These accounts are ideal for traders who lack significant capital but have strong strategies.
How We Selected the Best Funded Account Forex Options
Choosing the right funded account forex programs requires analysing factors such as:
- Profit split percentages
- Evaluation vs. instant funding models
- Maximum capital scaling
- Drawdown limits
- Trading platform compatibility
We also considered industry reputation, trader reviews, and transparency. For more on evaluation processes, see our recommended firms.
Top Funded Forex Accounts in 2025
| Firm | Starting Capital | Profit Split | Scaling Potential | Drawdown Rules |
|---|---|---|---|---|
| FTMO | $10K – $200K | Up to 90% | Up to $2M | 10% overall, 5% daily |
| The 5%ers | $24K – $100K | 50% – 80% | Up to $4M | 6% overall |
| Earn2Trade | $25K – $150K | 80% | Scaling available | Trailing drawdown |
Pros and Cons of Funded Forex Accounts
Pros
- No personal capital risk
- Access to large trading capital
- Professional trading environment
- Scaling plans for consistent traders
Cons
- Strict rules and drawdowns
- Evaluation fees
- Pressure to perform within limits
Evaluation vs. Instant Funding Models
Most funded account forex options require a two-step evaluation process, testing your risk management and profit consistency. Instant funding accounts skip the evaluation but usually come with lower profit splits or higher fees. Your choice depends on your confidence level, strategy, and risk tolerance.
Tips to Pass a Funded Account Challenge
- Stick to a tested trading plan
- Risk 1-2% per trade
- Trade during high-liquidity sessions
- Avoid overtrading after losses
For an in-depth strategy, check out our Guide to Passing a Prop Firm Challenge.
FAQ
Choosing the Right Funded Forex Account for beginners?
Beginners often prefer firms with flexible rules, such as The 5%ers, due to their longer evaluation period and lower drawdown requirements.
Can I trade news events with a funded forex account?
It depends on the firm. Some allow trading during news releases, while others have restrictions to avoid volatility risks.
How much can I earn with a funded account?
Your earnings depend on your account size, profit split, and monthly performance. Skilled traders in larger accounts can earn thousands per month.